Oscar health insurance company — Durham, NC

Last updated: September 24, 2026

What affects the price

When you look at insurance under 65, the monthly rate isn't one-size-fits-all. Carriers look closely at your specific health history, current medications, and the type of lifestyle you lead. Where you live also plays a big part in how these plans are priced, as local regulations and medical costs vary by state. We help you weigh these options so you find the right balance for your budget. Exact pricing confirmed free on the call.

About this service

Oscar is a specific insurance carrier known for its technology-focused approach and plan management tools. You might choose this provider if you prioritize mobile app access and easy digital communication with your medical team. Like any carrier, your actual rate depends on your personal profile, local market competition, and the specific plan design you select. Exact pricing confirmed free on the call.

Frequently asked in Durham

Also serving nearby: Cary · Raleigh · Greensboro · High Point · Fayetteville

All cities in North Carolina →

More on this: HealthCare.gov — marketplace enrollment periods.

Service area details

Serving all of Durham — population 296,186; about 2,536 residents per square mile across 116.8 sq mi. ZIP codes covered include 27701, 27702, 27703, 27704, 27705, 27706, 27707, 27708.

Neighborhoods served in Durham: Downtown Durham, Duke University Area, South Durham, North Durham, West Durham — and every surrounding area.