Last updated: September 24, 2026
What affects the price
When you look at insurance under 65, the monthly rate isn't one-size-fits-all. Carriers look closely at your specific health history, current medications, and the type of lifestyle you lead. Where you live also plays a big part in how these plans are priced, as local regulations and medical costs vary by state. We help you weigh these options so you find the right balance for your budget. Exact pricing confirmed free on the call.
About this service
Oscar is a specific insurance carrier known for its technology-focused approach and plan management tools. You might choose this provider if you prioritize mobile app access and easy digital communication with your medical team. Like any carrier, your actual rate depends on your personal profile, local market competition, and the specific plan design you select. Exact pricing confirmed free on the call.
Frequently asked in New York
What's the best affordable health insurance in NYC?
How much does health insurance cost per month in New York?
Monthly costs in New York vary widely based on your age, income, and the plan's features. Factors like deductibles, co-pays, and prescription coverage all play a role. We can't give exact prices here, but a quick call will give you a personalized estimate. It's the best way to know for sure.
What's the difference between Oscar Health and other plans?
Can I get health insurance if I live in Queens?
What should I look for in a New York health plan?
In New York, you'll want to check deductibles, co-pays, prescription drug coverage, and the network of doctors and hospitals. Think about your typical healthcare needs and how often you visit the doctor. We can help you sort through these details to find a plan that fits your lifestyle and budget.
Also serving nearby: Jersey City · Newark · Elizabeth · Clifton · Yonkers
More on this: HealthCare.gov — marketplace enrollment periods.
Service area details
Serving all of New York — population 8,258,035; about 27,484 residents per square mile across 300.5 sq mi. ZIP codes covered include 10001, 10002, 10003, 10004, 10005, 10006, 10007, 10008.
Neighborhoods served in New York: Manhattan, Brooklyn, Queens, The Bronx, Staten Island, Harlem — and every surrounding area.
Areas we serve
Browse by state, then city.
Arizona (3)
All of Arizona · Mesa · Phoenix · Tucson
California (12)
All of California · Anaheim · Bakersfield · Fresno · Irvine · Long Beach · Los Angeles · Oakland · Riverside · Sacramento · San Jose · Santa Ana · Stockton
Colorado (2)
District of Columbia (1)
Florida (4)
All of Florida · Miami · Orlando · St. Petersburg · Tampa
Georgia (1)
Hawaii (1)
Illinois (1)
Kansas (1)
Kentucky (2)
All of Kentucky · Lexington-Fayette · Louisville/Jefferson County
Maryland (1)
Massachusetts (1)
Michigan (1)
Minnesota (2)
Missouri (1)
Nebraska (1)
Nevada (3)
All of Nevada · Henderson · Las Vegas · Reno
New Jersey (1)
New Mexico (1)
New York (1)
North Carolina (1)
Ohio (2)
Oklahoma (2)
Oregon (1)
Pennsylvania (1)
Tennessee (1)
Texas (5)
All of Texas · Corpus Christi · Dallas · El Paso · Houston · San Antonio
