Oscar health insurance company — San Francisco, CA

Last updated: September 24, 2026

What affects the price

When you look at insurance under 65, the monthly rate isn't one-size-fits-all. Carriers look closely at your specific health history, current medications, and the type of lifestyle you lead. Where you live also plays a big part in how these plans are priced, as local regulations and medical costs vary by state. We help you weigh these options so you find the right balance for your budget. Exact pricing confirmed free on the call.

About this service

Oscar is a specific insurance carrier known for its technology-focused approach and plan management tools. You might choose this provider if you prioritize mobile app access and easy digital communication with your medical team. Like any carrier, your actual rate depends on your personal profile, local market competition, and the specific plan design you select. Exact pricing confirmed free on the call.

Frequently asked in San Francisco

Also serving nearby: Daly City · Richmond · San Mateo · Berkeley · Oakland

All cities in California →

More on this: HealthCare.gov — marketplace enrollment periods.

Service area details

Serving all of San Francisco — population 808,988; about 17,323 residents per square mile across 46.7 sq mi. ZIP codes covered include 94102, 94103, 94104, 94105, 94107, 94108, 94109, 94110.

Neighborhoods served in San Francisco: The Mission District, North Beach, Haight-Ashbury, Marina District, Pacific Heights — and every surrounding area.